Over 2,600 practitioners already trust us with their professional indemnity because:

  • We have a strong culture of excellence in all we do. Our promise to all doctors is that, while you look after your patients, we will look after you.
  • We proactively seek membership feedback to inform and develop our business strategy. We do not believe in standing still, and we put our members at the heart of what we do.
  • We are highly regarded within the medical community. Independent feedback about Medisec highlights that we show empathy, warmth and support to members at a challenging time in their career.
  • The Medisec management team has the assistance of respected external advisors and experts, including a Clinical Advisory Panel, which reviews developments in practice and advises on risk mitigation, education and queries relating to scope of practice. The Board of Medisec comprises medical practitioners and professionals from complementary disciplines such as insurance, finance, law and communications.
  • We only instruct leading external healthcare solicitors and counsel who have the best experience, empathy and professionalism to guide and support our Members through medico-legal challenges and litigation.

GPs

GP Brochure

1.Contractual Occurrence Professional Indemnity Insurance

All medical practitioners joining Medisec will enjoy absolute peace of mind with occurrence professional indemnity insurance underwritten by MedPro.

With an occurrence policy, your cover doesn’t end when the policy ends. Instead, the limits remain available to pay future claims for claims arising from professional services rendered during the policy period. This means that – unlike a claims-made policy – if you take a career break or retire, there’s no need to buy tail cover.

Medisec members have the additional security of contractual insurance, as opposed to relying on discretionary cover. With discretionary cover, it is up to a Medical Defence Organisation (MDO)’s discretion to indemnify a specific claim, with cover being granted or denied on a case by case basis. Unlike membership with a MDO, insurance provides true certainty of cover, as there is a legally binding contract in place.

Put together, occurrence cover provided through an insurance contract gives Medisec members the strongest protection available.

Above all, Medisec members will benefit from the unsurpassed financial strength and expertise of MedPro. MedPro is a division of Berkshire Hathaway European Insurance DAC (“BHEI”), based in Dublin, authorised by the Central Bank of Ireland and rated AA+ by S&P. The MedPro division is exclusively focused on healthcare, bringing dedicated expertise for clinical risks.

Over 2,600 practitioners already trust us with their professional indemnity because:

  • We have a strong culture of excellence in all we do. Our promise to all doctors is that, while you look after your patients, we will look after you.
  • We proactively seek membership feedback to inform and develop our business strategy. We do not believe in standing still, and we put our members at the heart of what we do.
  • We are highly regarded within the medical community. Independent feedback about Medisec highlights that we show empathy, warmth and support to members at a challenging time in their career.
  • The Medisec management team has the assistance of respected external advisors and experts, including a Clinical Advisory Panel, which reviews developments in practice and advises on risk mitigation, education and queries relating to scope of practice. The Board of Medisec comprises medical practitioners and professionals from complementary disciplines such as insurance, finance, law and communications.
  • We only instruct leading external healthcare solicitors and counsel who have the best experience, empathy and professionalism to guide and support our Members through medico-legal challenges and litigation.

Policy features

  • Claims arising from medical malpractice
  • Liability for Good Samaritan Acts worldwide
  • Liability for Religious Pilgrimages
  • Liability for treatment to members of Sports Clubs or Sports Association
  • Liability arising solely from Partners
  • Vicarious Liability arising from your Locum Tenens

 Additional coverages

  • An investigation or disciplinary hearing brought by the insured policyholder’s professional or regulatory body, or employer.
  • Defamation
  • Breach of confidentiality
  • Civil proceedings brought against the insured policyholder under the Equal Status Acts 2000 – 2015 or equivalent legislation for unlawful discrimination
  • Coroners’ Inquests
  • Medico-Legal work
  • Participation in approved clinical trials
  • Shared coverage for designated professional employees, such as nurses
  • Criminal prosecution

Flexible cover to suit you

Newly qualified GP?

We offer substantial discounts off your professional indemnity insurance in the first three years after your qualification from a training scheme.

Part-time practitioner?

Premium reductions are available for GPs who do not work full time, based on the number of sessions worked during the membership year.

Having a baby?

We offer maternity leave policy suspension for up to 52 weeks. Only Good Samaritan cover is provided during this period. You are invited to read carefully the Terms and Conditions as provided to you before purchasing the policy. Coverages and exclusions are indicated for your attention.

  1. Complaints and Disciplinary Assistance 

Our members have peace of mind because we offer a contractual Complaints and Disciplinary service and our in-house legal team will expertly advise members throughout the process. We only work with select external healthcare counsel and the top experts who have the best experience, empathy and professionalism to guide and support our members through medico-legal challenges.

  1. 24/7 Local expert advice (non-regulated activity)

We are available 24/7 and members have unlimited talk time with our expert team of in-house lawyers and clinical risk advisors on medical, ethical or legal queries that may arise in practice. We respond to 99% of queries on the same day and answer thousands of calls annually. Our work is supported by our Clinical Advisory Panel which reviews developments in practice and advises on risk mitigation, education and queries relating to scope of practice.

  1. Outstanding Risk and Best Practice Education (non-regulated activity)

Medisec focuses on risk management and educational initiatives to help members meet best practice standards in the interests of patient safety, and to reduce the frequency of claims and complaints.

Consultants

Consultant Brochure

1.Occurrence Professional Indemnity Insurance

All medical practitioners joining Medisec will enjoy absolute peace of mind with occurrence professional indemnity insurance underwritten by MedPro.

With an occurrence policy, your cover doesn’t end when the policy ends. Instead, the limits remain available to pay future claims for claims arising from professional services rendered during the policy period. This means that – unlike a claims-made policy – if you take a career break or retire, there’s no need to buy tail cover.

Medisec members have the additional security of contractual insurance, as opposed to relying on discretionary cover. With discretionary cover, it is up to a Medical Defence Organisation (MDO)’s discretion to indemnify a specific claim, with cover being granted or denied on a case by case basis. Unlike membership with a MDO, insurance provides true certainty of cover, as there is a legally binding contract in place.

Put together, occurrence cover provided through an insurance contract gives Medisec members the strongest protection available.

Above all, Medisec members will benefit from the unsurpassed financial strength and expertise of MedPro. MedPro is a division of Berkshire Hathaway European Insurance DAC (“BHEI”), based in Dublin, authorised by the Central Bank of Ireland and rated AA+ by S&P. The MedPro division is exclusively focused on healthcare, bringing dedicated expertise for clinical risks.

Policy features

  • Claims arising from medical malpractice
  • Liability for Good Samaritan Acts worldwide
  • Liability for treatment to members of Sports Clubs or Sports Association
  • Vicarious Liability arising from your Locum Tenens

Additional coverages

  • An investigation or disciplinary hearing brought by the insured policyholder’s professional or regulatory body, or employer.
  • Defamation
  • Breach of confidentiality
  • Civil proceedings brought against the insured policyholder under the Equal Status Acts 2000 – 2015 or equivalent legislation for unlawful discrimination
  • Coroners’ Inquests
  • Medico-Legal work
  • Participation in approved clinical trials
  • Shared coverage for designated professional employees, such as nurses
  • Criminal prosecutions

Flexible cover to suit you

Part-time practitioner?

Premium rate reductions are available for Consultants who do not work full time, based on the number of sessions worked during the membership year.

Having a baby?

We offer maternity leave policy suspension for up to 52 weeks. Only Good Samaritan cover is provided during this period.

You are invited to read carefully the Terms and Conditions as provided to you before purchasing the policy. Coverages and exclusions are indicated for your attention.

  1. Complaints and Disciplinary Assistance 

Our members have peace of mind because we offer a contractual Complaints and Disciplinary service and our in-house legal team will expertly advise members throughout the process. We only work with select external healthcare counsel and the top experts who have the best experience, empathy and professionalism to guide and support our members through medico-legal challenges.

  1. 24/7 Local expert advice (non-regulated activity)

We are available 24/7 and members have unlimited talk time with our expert team of in-house lawyers and clinical risk advisors on medical, ethical or legal queries that may arise in practice. We respond to 98% of queries on the same day and answer thousands of calls annually. Our work is supported by our Clinical Advisory Panel which reviews developments in practice and advises on risk mitigation, education and queries relating to scope of practice.

  1. Outstanding Risk and Best Practice Education (non-regulated activity)

Medisec focuses on risk management and educational initiatives to help members meet best practice standards in the interests of patient safety, and to reduce the frequency of claims and complaints.

GP Registrars

GP Registrar Brochure

Please click above to read the GP Registrar Brochure.

Registrars can now access the same great support and advice that Medisec offers to all its members, giving peace of mind and consistency of support and advice.

The cover we offer to GP registrars supplements the Clinical Indemnity Scheme, which insures them only in respect of civil litigation. It gives GP registrars cover for Medical Council complaints and assistance in respect of Inquests. It also gives access to our helpline and to our education resources (both of which are non-regulated activities).

If you are interested in proceeding with an application, please contact us by telephone on 01 661 0504 or by email to info@medisec.ie for guidance on the next steps to take.

Alternatively, please click here to download our application for GP Registrars and return a completed copy to us by email to info@medisec.ie or by post to 7 Lower Hatch Street, Dublin 2 and we will guide you through the next steps required.

GP Entity Medical Malpractice Insurance

GP Entity Brochure

Please click above to read the GP Entity Brochure.

We arrange claims made insurance cover underwritten by Berkshire Hathaway European Insurance DAC (“BHEI”) trading as MedPro for GP practice staff including practice nurses, advanced nurse practitioners, nurse prescribers, phlebotomists, HCAs, practice managers and administrative staff.

Please note that cover does not extend to medical practitioners and all such employees must hold their own professional indemnity insurance.

What Medisec offers you

  • We arrange entity medical malpractice insurance cover

Medisec is committed to sourcing quality, cost-effective cover for GP practice staff. MedPro’s new GP Entity Policy has been tailored to the typical demands and needs of GP Practices. Premium will be calculated with reference to employee roles and numbers. Practice turnover will not be required.

  • We provide complaints and disciplinary assistance

Your practice will have peace of mind because we offer a contractual Complaints and Disciplinary service with our in-house legal team expertly advising your practice through a local complaint and your practice nurses with a NMBI complaint.

  • We offer 24/7 Expert Advice and Support (non-regulated activity)

We are available 24/7, and policy holders have unlimited talk time with our team on any medical, ethical or legal queries that may arise in practice. We respond to 99% of queries on the same day.

  • We invest in risk management and best practice education (non-regulated activity)

We focus on risk management and educational initiatives to help GP practices meet best practice standards and to help reduce the frequency of complaints and claims. Our team travels the length and breadth of the country throughout the year, meeting GPs and practice staff face-to-face and delivering presentations on risk and best practice.

Policy features

(subject to policy terms, conditions and exclusions)

  • Claims arising from medical malpractice of practice staff specified under the Policy
  • Liability for Good Samaritan Acts

Additional coverages for staff members specified under the Policy

  • Cover for regulatory complaints, such as a practice nurse who is the subject of a complaint to the NMBI
  • Cover for criminal prosecution of staff
  • Assistance for staff called to a Coroner’s Inquest
  • A claim alleging defamation in the course and scope of Professional Services
  • Breach of confidentiality in the conduct of Professional Services (please note Cyber Liability is not included)
  • Cover for alleged discrimination under the Equal Status Acts

Dentists

We will soon be offering a Dental Professional Indemnity Policy to Dentists in Ireland.  More details to follow.

Membership

Medisec Membership application is open to

a. Medical Practitioner registered on the General Practice Division of the Specialist Register of the Medical Council of Ireland,

b. Medical Practitioner registered on the General Register of the Medical Council of Ireland, who has at least two years’ appropriate experience in Ireland as a General Practitioner within the previous five years

c. GP Registrar

or

d. Medical Practitioner registered on a Consultant Specialist Division of the Register of the Medical Council of Ireland.

If you would like to apply for membership click here to apply.

If you require assistance completing the proposal form or have any queries regarding joining Medisec please contact a member of our membership team at membership@medisec.ie or on 01 661 0504.

If you have any queries regarding renewal please click here to log in.

If you are an existing Medisec member (pre July 2020) and need copies of any policy documents or any help from membership, please don’t hesitate to contact us and we’d be delighted to help you. Upon your next renewal (post 25 November 2020), you will be invited to renew with us  via our new online portal where your renewal documents will then be available to you electronically. We’ll be in touch closer to the time to explain how this will work for you

Payment can be made

  • by monthly direct debit payments (there is an administration fee of between €105 to €300 for members who choose to pay monthly)
  • by cheque
  • by credit or debit card (over the phone)

 

If you would like to proceed with the electronic payment option please email membership@medisec.ie